Yes some people really get excited when they go to the ship’s crew bank – which is open on Monday mornings and Thursday evenings before our Community Meeting. Here is Ghana they use ‘cedis’ and it takes 9,160 of them to equal US $1 – so this is country where you can be a millionaire – only takes US $109.17 to obtain ONE MILLION CEDIS. The excited man is Dr. Keith who serves as our dentist.